Credit score 101, what are these mystical numbers?

A credit score is…

• is the Yelp review financial institutions give you on whether you pay bills

• is not permanent; only a snapshot of you at that moment (📸click), and goes up or down based on new history you make

What does it say about you?

Let’s say you date someone based on his/her credit score 💐 What are you measuring? How responsible and self-controlled s/he is. How well does the person manage adulting in order to make on-time payments to credit card bills, car loans, student loans? Does the person choose NOT to charge something to a credit card that they reallyreallywant but know their cash-in-the-bank can’t pay back?

So WHAT are these mystical numbers? The range is 300-850.

Don’t sweat it if your score is not 800+, credit takes a long time of stellar behavior to build! One MoneyGirls founder’s score is 760 and the other’s is 800. Average score of someone 18-24? 640!